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Title 3 . Commerce, Community, and Economic Development
Chapter 28 . Miscellaneous
Section 640. Gender-blended mortality tables

3 AAC 28.640. Gender-blended mortality tables

(a) An insurer may elect to use a gender-blended mortality table for determining minimum cash surrender values and amounts of paid-up nonforfeiture benefits for each plan of insurance if the

(1) same premium rates and charges are used for male and female lives; or

(2) insurer is prohibited by law from using mortality rates that differ by gender.

(b) An insurer may issue the same type of life insurance policy on both a sex-distinct and sex-neutral basis.

(c) For purposes of this section, "gender-blended mortality table" is a mortality table that is a blend of the male 2001 CSO Mortality Table and the female 2001 CSO Mortality Table.

History: Eff. 1/1/2005, Register 172

Authority: AS 21.06.090

AS 21.18.110

AS 21.18.160

AS 21.45.300

Editor's note: The 2001 CSO Mortality Tables referenced in 3 AAC 28.640 may be obtained from the Society of Actuaries, 475 N. Martingale Road, Suite 800, Schaumburg, Illinois 60173-2226; telephone number (847) 706-3500.


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Last modified 7/05/2006