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- Alaska Statutes.
- Title 21. Insurance
- Chapter 36. Trade Practices and Frauds
- Section 430. Insurance For Domestic Violence Victims and Providers of Services to Victims; Records.
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. Premium Increases On Automobile Insurance Policies. [Repealed, Sec. 112 Ch 62 SLA 1995].
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. Required Disclosure For Failure to Provide Coverage to An Applicant.
AS 21.36.430. Insurance For Domestic Violence Victims and Providers of Services to Victims; Records.
- (a) A person transacting insurance in this state may not (1) refuse to issue or renew insurance coverage; (2) limit the
scope of insurance coverage; (3) cancel an existing policy of insurance; (4) deny a covered claim; or (5) increase the
premium on an insurance policy if the refusal, cancellation, denial, or increase results only from the fact that the
person was a victim of domestic violence or a provider of services to victims of domestic violence.
- (b) The provisions of (a) of this section may not prevent an insurer from underwriting or rating
- (1) for a medical condition, including a medical condition resulting from domestic violence, in the same manner as it
would for a person who is not a victim of domestic violence; or
- (2) a person based on known frequency of losses in the same manner the insurer would for a person who is not a victim of
- (c) In this section, "domestic violence" means the occurrence of one or more of the following by a current or former
family member, household member, intimate partner, or caretaker:
- (1) attempting to cause, causing, or threatening another person with physical harm, severe emotional distress,
psychological trauma, rape, or sexual assault;
- (2) engaging in a course of conduct or repeatedly committing acts toward another person, including following the person
without proper authority, under circumstances that place the person in reasonable fear of bodily injury or physical
- (3) subjecting another person to false imprisonment; or
- (4) attempting to cause or causing damage to property so as to intimidate or attempt to control the behavior of another
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