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- Alaska Statutes.
- Title 28. Motor Vehicles
- Chapter 22. Mandatory Motor Vehicle Insurance
- Section 201. Uninsured and Underinsured Motorists Coverage.
previous: Section 200
. Motor Vehicle Liability Insurance Required: Exemptions. [Repealed, Sec. 17 Ch 70 SLA 1984].
next: Section 210
. Requirement of Proof of Motor Vehicle Liability. [Repealed, Sec. 17 Ch 70 SLA 1984].
AS 28.22.201. Uninsured and Underinsured Motorists Coverage.
- (a) The uninsured and underinsured motorists coverage required under this chapter
- (1) does not apply to bodily injury, sickness, disease, or death of an insured or damage to or destruction of property of
an insured until the limits of liability bonds and policies that apply have been used up by payments or judgments or
- (2) must be a single combined coverage; and
- (3) may be rejected by the insured in writing; if the insured has rejected uninsured or underinsured coverage, the
coverage may not be included in a supplemental, renewal or replacement policy unless the insured subsequently requests
uninsured or underinsured coverage in writing.
- (b) If both the owner and operator of a vehicle are unknown, payment under the uninsured and underinsured motorists
coverage may be made only where direct contact between the motor vehicles has occurred. A vehicle and operator that
have left the scene of an accident with another vehicle are presumed to be uninsured if the insured person reports the
accident to the appropriate authorities within 24 hours.
- (c) The uninsured and underinsured motorists coverage for damage to or destruction of property is subject to a deductible
of $250 in any one accident, but the insurer may offer a deductible other than $250. This coverage shall be limited to
damage to or destruction of the covered motor vehicle. It may not include loss of use of such vehicle.
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