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(a) The materials described in 3 AAC 82.010 will be processed and evaluated by a loan officer. The loan officer will evaluate the applicant's eligibility, financial and credit history, operating plan, ability to repay, and proposed collateral.
(b) On the basis of the evaluation, the loan officer will either inactivate the application, due to lack of information required under 3 AAC 82.010 or ineligibility of the applicant, or recommend proposed action on the loan request to the appropriate loan committee. However, the recommendation of a loan officer is not binding on a loan committee.
History: Eff. 9/11/85, Register 95; am 8/10/97, Register 143
Authority: AS 44.33.245
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Last modified 7/05/2006