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Title 3 . Commerce, Community, and Economic Development
Chapter 31 . Miscellaneous
Section 220. Cover letter

3 AAC 31.220. Cover letter

(a) A filing made under 3 AAC 31.200 - 3 AAC 31.240 must include a cover letter that is addressed to the director. The cover letter will be considered part of the filing.

(b) The cover letter must include a subject line that specifies

(1) the three-digit National Association of Insurance Commissioners' group number, the five-digit National Association of Insurance Commissioners' company number, and the name of the company making the filing, if the filing is not made by a rating organization;

(2) if the filing is made by a rating organization, the name of the rating organization;

(3) whether the filing is a rate, rule, or form filing;

(4) the line of business to which the filing applies;

(5) the specific product to which the filing applies, if any;

(6) the company's name for the product, if any;

(7) if the filing is a form filing, the form number, edition date, and name of the form; and

(8) the filer's code number for the filing, if any.

(c) The cover letter must contain

(1) a requested effective date for the filing that is set far enough in advance to allow sufficient time for receipt of the filing by the division and for the full review period as provided in the statute under which the filing is made; if the requested effective date is before the date the filing is approved or is deemed approved by statute, the date of approval or deemer will become the effective date of the filing;

(2) a statement of whether or not the filing is a replacement of a previous filing and, if so, the prior filing must be explicitly identified with the division's identification number, if available; if the replacement filing is a form or rule filing, a marked copy of the form or rule with new material underlined and deleted material shown with a line stricken through it, or a similar method of identifying changes that have been approved by the director, must be attached;

(3) the name of the person to contact regarding the filing;

(4) a brief description of the purpose of the filing and any changes that the filing will introduce;

(5) if the filing is a rate filing, the overall effect of the rate level change requested in the filing;

(6) if the filing is a form filing and if the state of domicile requires a filing, a statement of whether a filing has been made in the insurer's state of domicile and whether the filing has been approved; and

(7) if the filing is for a medicare supplement policy or medicare supplement subscriber contract, a statement and certification

(A) of compliance with 3 AAC 28.410 - 3 AAC 28.510;

(B) of the expected loss ratio for the entire period for which rates are computed and the expected loss ratio for each year of the period for which rates have been computed.

History: Eff. 12/4/94, Register 132

Authority: AS 21.06.090

AS 21.39.040

AS 21.42.120

AS 21.57.080

AS 21.66.370

AS 21.66.450

AS 21.84.270

AS 21.84.300

AS 21.86.070

AS 21.87.180

AS 21.87.190


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Last modified 7/05/2006