3 AAC 01.220. False or misleading representations

A creditor may not use any false, deceptive or misleading representation or means in connection with the collection of any debt, including but not limited to the following:

(1) any false representation

(A) that the lender is vouched for, bonded by, or affiliated with the United States or any state;

(B) of the character, amount or legal status of any debt;

(D) that documents are not legal process forms or do not require action by the debtor;

(2) communicating or threatening to communicate to any person credit information which is known to be false or, if a debt is disputed, failing to communicate that fact when giving credit information.

History: Eff. 4/4/79, Register 70

Authority: AS 06.05.005

AS 06.05.015 (11)

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