Advertising with us can place you in front of thousands of visitors a day. Learn more!
- Alaska Statutes.
- Title 21. Insurance
- Chapter 54. Health Insurance
- Section 60. Group Health Insurance Defined.
previous: Section 50
. Payment of Blanket Health Policy Benefits.
next: Section 70
. Blanket Health Insurance Defined.
AS 21.54.060. Group Health Insurance Defined.
Group health insurance is that form of health insurance covering groups of persons as defined below, with or without
one or more members of their families or one or more of their dependents, or covering one or more members of the
families or one or more dependents of the groups of persons and issued upon the following basis:
- (1) under a policy issued to an employer or trustees of a fund established by an employer, who shall be considered the
policyholder, insuring employees of the employer for the benefit of persons other than the employer; in this paragraph
the term "employees" includes the officers, managers, and employees of the employer, the individual proprietor or
partner if the employer is an individual proprietor or partnership, the officers, managers, and employees of subsidiary
or affiliated corporations, the individual proprietors, partners, and employees of individuals and firms if the
business of the employer and the individual or firm is under common control through stock ownership, contract, or
otherwise; in this paragraph, "employees" may include retired employees; a policy issued to insure employees of a
public body may provide that the term "employees" includes elected or appointed officials; the policy may provide that
the term "employees" includes the trustees or their employees, or both, if their duties are principally connected with
the trusteeship; a policy issued to insure employees of a corporation may provide that the term "employees" includes
directors of the corporation, whether or not the directors receive compensation;
- (2) under a policy issued to an association, including a labor union, that has a constitution and bylaws and that has been
organized and is maintained in good faith for purposes other than that of obtaining insurance, insuring members,
employees, or employees of members of the association for the benefit of persons other than the association or its
officers or trustees; in this paragraph, the term "employees" may include retired employees;
- (3) under a policy issued to the trustees of a fund established by two or more employers in the same or related industry
or by one or more labor unions or by one or more employers and one or more labor unions or by an association as defined
in (2) of this section, which trustees shall be considered the policyholder, to insure employees of the employers or
members of the unions or of the association, or employees of members of the association, for the benefit of persons
other than the employers or the unions or the association; in this paragraph, the term "employees" may include the
officers, managers, and employees of the employer, and the individual proprietor or partners if the employer is an
individual proprietor or partnership; in this paragraph, the term "employees" may include retired employees; the policy
may provide that the term "employees" includes the trustees or their employees, or both, if their duties are
principally connected with the trusteeship;
- (4) under a policy issued to a person or organization to which a policy of group life insurance may be issued or delivered
in this state to insure a class or classes of individuals that could be insured under the group life policy;
- (5) under a policy issued to cover any other substantially similar group that, in the discretion of the director, may be
subject to the issuance of a group health insurance policy or contract;
- (6) a group health insurance policy that contains provisions for the payment by the insurer of benefits for expenses
incurred on account of hospital, nursing, medical, or surgical services for members of the family or dependents of a
person in the insured group may provide for the continuation of the benefit provisions, or a part or parts of them,
after the death of the person in the insured group;
- (7) under a policy issued to an association of employers covering the employees and dependents of the employees, or issued
to an association of self-employed individuals covering self-employed individuals and dependents of the self-employed
individuals, or issued to an association that includes a combination of employers and self-employed individuals; for
purposes of this paragraph,
- (A) an association described under this paragraph shall comply with the following requirements:
- (i) the association shall have a constitution and bylaws;
- (ii) the association shall be maintained in good faith for the benefit of persons other than the association or its
officers or trustees;
- (iii) membership in the association shall be restricted to large or small employers, or self-employed individuals, who are
residents of the state; however, an employer domiciled in another state may become a member of the association for
purposes of obtaining coverage through the association only for the employees and dependents of the employees of that
employer who are residents of this state;
- (iv) except as provided under AS 21.54.015
, the association may not condition membership in the association or coverage under a health insurance policy issued to
the association on any of the factors listed under AS 21.54.100
- (B) "self-employed individual" means an individual who derives a substantial portion of the individual's income from a
trade or business through which the individual has attempted to earn taxable income and for which the individual has
filed the appropriate Internal Revenue Service form and schedule for the previous taxable year.
All content © 2008 by Touch
N' Go/Bright Solutions, Inc.
Note to HTML Version:
This version of the Alaska Statutes is current through December, 2007. The Alaska Statutes were automatically converted to HTML from a plain text format. Every effort has been made to ensure their accuracy, but this can not be guaranteed. If it is critical that the precise terms of the Alaska Statutes be known, it is recommended that more formal sources be consulted. For statutes adopted after the effective date of these statutes, see, Alaska State Legislature
If any errors are found, please e-mail Touch N' Go systems at E-mail. We
hope you find this information useful.